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                                  SEASON CREAM OF MANAGEMENT 
Mrs. Ruby .I. Okoro
Managing Director/ Chief Executive Officer 
–B.Sc (Hons) International Relations , with second class upper and Msc, in Public Administration as well as Certification in Credit, Risk Management, Investment and Mortgage Banking.
–She is a licenced Mortgage and investment specialist in Canada. She is registered member of several proffessional bodies such as CIBN, Real Estate council of Alberta (RECA) Canada, Alberta Mortgage Brokers Association (AMBA), Canada and Nigerian Institute of Corporate Administration.
–Over 25 years of local and international experience with notable banks  such as Citibank (Nigeria, FCMB (Nigeria) Bank of Montreal (Canada) and Mortgage Alliance Company (Canada).
–She is currently the  Deputy –President East of the  Mortgage Banking Association of Nigeria (MBAN)

•Barrister J. O. Muwhen

–Executive Director(HR/Admin, Corp)

–Company Secretary/General Counsel

–LLB. University of Benin, BL. Nigerian Law School, MBA, University Benin. 

–Practiced with J. D. Moze and Company, Jimeta, Yola and E. L. Akpofure & Co. (SAN.) Warri and J. O. Muwhen & Associates before joining DTMBL as pioneer Company Secretary/Legal Adviser.




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