This is a mortgage loan designed for individuals to enable them to own their dream residential homes and commercial properties.
- Attractive interest rate
- Easy access to the loan facilities
- Easy repayment plan
- Flexible repayment plan
- Loan amount according to the affordability of the Individual
- Afford the opportunity to buy, build & renovate an existing building
- A running current account with DTMBL
- A reliable source of income
- Equity contribution (depending on the cost of the building)
- Approved building plan
- Where the house is being purchased, an offer letter from the vendor will be required
- Reference letter from the current employer indicating status, annual salary, and existing loan if any
- A means of identification (Drivers licence, NIMC card, Voters Card, or international passport)
- Original payslip for immediate past 3 months from the employer
- Copy of Bank statement for the past six (6) months if not Delta Trust Mortgage Bank Account holder.
- 2 recent passport photograph
- Copy of paid utility bills (Electricity, water bill etc)
- A copy of the spouse’s letter of consent in the case of the joint Titleholder.